"What's our workers' comp claim rate by occupation, and which roles are driving total cost?"

Workers' comp claims by occupation. rate and total cost

Claims data merged with headcount to give you a normalized rate per 100 FTE. the metric risk managers and insurance carriers use.

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Claims YTD
23
+7 vs prior yr
Total Incurred $
$284K
+$61K vs prior yr
Rate per 100 FTE
7.4
Industry avg: 4.1
Top Driver
Operatives
51-9199. 9 claims

Claims and total incurred cost by occupation

Sample data. illustrative only.

Claim type breakdown

Sample data.

AI-generated report (sample)

The organization's overall claim rate of 7.4 per 100 FTE is 80% above the cross-industry average. Production Workers are the primary driver. the musculoskeletal pattern suggests an ergonomics and lifting-technique intervention is the highest-ROI action. The RN patient-handling claims follow a consistent pattern that a lift-assist protocol addresses in comparable facilities. Total incurred cost of $284K does not include experience-modifier impact on next year's premium, which is estimated at $38K–$52K additional based on current trajectory.

Why this matters for HR leaders

  • Claims data rarely lives in the same system as headcount. this dashboard joins them automatically to give a normalized rate, not just a count.
  • The rate-per-100-FTE metric is what your workers' comp carrier and risk manager are already using. now you can speak their language.
  • Early identification of musculoskeletal patterns allows intervention before the experience modifier compounds into a premium spike next year.

Top claims by incurred cost. last 12 months

Claim # Occupation SOC Injury Type Open / Closed Days Lost Incurred $ Severity
WC-2024-041Production Worker51-9199Lumbar strainOpen34$48,200High
WC-2024-038Registered Nurse29-1141Patient handling / backOpen28$41,500High
WC-2024-031Production Worker51-9199Rotator cuff / repetitiveClosed52$38,100High
WC-2024-029Craft Worker47-2152Laceration. handClosed8$22,400Medium
WC-2024-022Registered Nurse29-1141Needlestick exposureClosed3$19,800Medium
WC-2024-019Production Worker51-9199Knee / slip and fallClosed14$17,600Medium
WC-2024-015Service Worker37-2011Chemical exposureClosed5$14,300Medium
WC-2024-009Registered Nurse29-1141Patient handling / shoulderClosed11$16,900Medium

Sample data. illustrative only. Real dashboard connects to your workers' comp TPA or insurer loss runs.

Know your claim rate before your carrier does.

Connect your HRIS and workers' comp data in one session. RapidDashboard joins headcount to claims automatically. no manual export required.

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